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Standard Bank Diners Club Beyond Credit Card

Julia Santos
dezembro 18, 2023

When exploring credit card options, the Diners Club Beyond card offers exclusive benefits. Enjoy uninterrupted assistance, mobile app control, and travel facilitation. Offered by Standard Bank, this card surpasses conventional offerings with tailored benefits.

Access nearly 1,300 airport lounges worldwide for comfortable travel. The Diners Club Digital Assistant provides personalized concierge services, enhancing your experiences.

The card offers complimentary basic travel insurance with flight purchases, ensuring peace of mind. The Diners Club Beyond card elevates your travel and daily life with unparalleled convenience and benefits.

About the Standard Bank:

Standard Bank is one of the largest and oldest banks in South Africa, with a history dating back to 1862. The institution offers a wide range of financial services, including checking and savings accounts, loans, investments, and insurance, serving both individual and business clients. The bank’s strong presence across the African continent is supported by its network of branches and ATMs.

The bank stands out for its technological innovation, with an online banking platform and mobile apps that facilitate financial management for its customers. These tools allow for quick and efficient transactions, account monitoring, and access to customer support services. Additionally, Standard Bank invests in financial inclusion and economic education initiatives.

Another important aspect is Standard Bank’s commitment to sustainability and social responsibility. The bank supports community development and environmental projects, aiming to contribute to the sustainable growth of the communities where it operates. This comprehensive approach reflects the bank’s mission to promote economic and social well-being throughout Africa.

Card Benefits

Travel Insurance: Receive complimentary basic travel insurance when you purchase flight tickets with your card, covering various travel-related incidents.

Avis Preferred Status: Get priority service and vehicle upgrades when renting cars, ensuring a smoother and more convenient car rental experience.

Dining and Hotel Discounts: Take advantage of exclusive offers at a wide range of restaurants and hotels, enhancing your dining and travel experiences.

24/7 Customer Support: Access dedicated customer support at any time, providing assistance with any inquiries or issues you may encounter.

Global Acceptance: Use your card internationally with ease, thanks to its widespread acceptance and reliable support network.

Comprehensive Coverage: Enjoy protection for various travel-related incidents, providing peace of mind during your journeys.

Airport Transfer Rates: Benefit from exclusive negotiated rates for airport transfers, making your travel arrangements more cost-effective.

Priority Services: Experience fast check-ins at international airports, saving you time and reducing travel-related stress.

Standard Bank Diners Club Beyond Fees and Commissions

The Diners Club Beyond card has a monthly card fee of R85 and a monthly service fee of R32. It offers an interest-free period of up to 55 days and requires a minimum monthly repayment of 3% of the outstanding balance.

Additionally, the initiation fee for the Diners Club Beyond card is R180, which includes VAT. This one-time fee is charged at the time of application and is a standard requirement for processing and issuing the card.

Please note that fees and charges are subject to change without prior notice. Always refer to the official website for the most current information.

Positive points

Exclusive Benefits:
The Diners Club Beyond card offers access to nearly 1,300 airport lounges worldwide, providing comfort and convenience for frequent travelers.
Comprehensive Travel Insurance:
Cardholders receive complimentary basic travel insurance when purchasing flight tickets, ensuring peace of mind during trips.
24/7 Customer Support:
Dedicated customer support is available around the clock, offering assistance with inquiries or issues at any time.

Negative points

Monthly Fees:
The card has a monthly fee of R85 and a monthly service fee of R32, which can add up over time.
High Initiation Fee:
There is a one-time initiation fee of R180, which might be a barrier for some potential applicants.
Personalized Credit Limit:
The credit limit is personalized based on individual circumstances, which may result in lower limits for some applicants, potentially limiting spending power.

Credit card limit

The credit limit for the Standard Bank Diners Club Beyond Credit Card is personalized, being determined based on your individual circumstances. Factors such as your income, credit history, and debt-to-income ratio will influence the approval and setting of the specific limit for your account. By evaluating these factors, the bank ensures that the credit limit aligns with your financial situation, allowing for a more responsible and manageable credit experience.

This personalized approach aims to provide a financial experience tailored to your needs and financial capabilities. By taking into account your unique financial profile, Standard Bank can offer a credit limit that not only meets your spending requirements but also helps maintain your financial health. This method helps in fostering a sustainable relationship between you and the bank, promoting financial stability and trust.

How to apply for Standard Bank Diners Club Beyond

Visit the Standard Bank Website
Open your web browser and go to the Standard Bank website.
Navigate to the Credit Cards Section
On the homepage, find and click on the “Personal” tab.
Under the “Personal” tab, select “Credit Cards” from the dropdown menu.
Select the Diners Club Beyond Card
Browse through the available credit card options.
Click on the “Diners Club Beyond” card to view more details about it.
Start the Application Process
Click on the “Apply Now” button. This will redirect you to the online application form.
Complete the Application Form
Fill out the online application form with accurate details, including:
Personal Information: Name, date of birth, and contact details.
Employment Details: Current employer, job title, and duration of employment.
Financial Information: Monthly income, expenses, and existing debts.
Upload the Required Documents
Attach the necessary documents (ID, proof of residence, payslips, and bank statements) by following the instructions on the application form.
Review and Submit
Review your application to ensure all information is correct and complete.
Submit your application form.