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Standard Bank Diners Club Platinum Credit Card

Julia Santos
dezembro 18, 2023

The Standard Bank Diners Club Platinum Credit Card offers a universe of possibilities that transcend conventional transactions. With unmatched convenience and a premium lifestyle, enjoy travel perks and exclusive event access.

Traveling with the Standard Bank Diners Club Platinum Credit Card means discounts on flights, VIP fast-track services, and access to 1,300 airport lounges worldwide. Complimentary travel insurance ensures peace of mind on every journey.

Enhance daily life with a global Wi-Fi network and priority customer service. Enjoy discounts at luxury hotels, restaurants, and more. Discover how this card can elevate your lifestyle—read on to learn more!

About the Standard Bank:

Standard Bank Group, founded in 1862, is one of Africa’s largest financial services organizations. Headquartered in Johannesburg, South Africa, the bank operates in 20 African countries and various international markets. Its extensive presence ensures a robust global network and deep regional expertise.

The bank offers a wide range of services, including personal and business banking, corporate and investment banking, wealth management, insurance, and asset management. Standard Bank is known for its commitment to digital innovation, providing advanced online and mobile banking solutions to enhance customer convenience and accessibility.

Standard Bank is also dedicated to community development and sustainability, actively participating in initiatives that drive social and economic growth. Its efforts contribute significantly to the regions it serves, reflecting the bank’s commitment to making a positive impact on society.

Card Benefits

Travel and Entertainment: Access to over 1,300 airport lounges worldwide, offering comfort and convenience during your travels. Exclusive discounts on Emirates flights, saving on international journeys. Travel concierge for personalized booking assistance and services. Golf benefits including discounts on green fees for golf enthusiasts.

Lifestyle: Access to exclusive events and luxury experiences such as shows, exhibitions, and social gatherings. Special offers at award-winning restaurants for gourmet dining experiences. Benefits at luxury hotels for comfortable and elegant stays worldwide.

Insurance and Protection: Complimentary travel insurance covering unforeseen travel disruptions, cancellations, delays, and medical emergencies. Purchase insurance protecting your bought items against damage or theft. Price protection ensuring you pay the lowest possible price, with reimbursement if the price drops after purchase.

Additional Services: Emergency medical and legal assistance abroad for essential support during critical situations. Access to over 45 million WiFi hotspots worldwide, ensuring constant and free connectivity for communication and internet access wherever you are.

Standard Bank Diners Club Platinum Fees and Commissions

The Standard Bank Diners Club Platinum Credit Card has a monthly fee of R128.00 and requires a minimum annual income of R500,000. The interest rate is Prime + 7.25%, with a customized credit limit. The minimum monthly repayment rate is 3%, and secondary cards are free, while the primary card costs R1536.

Benefits include access to 1,300 airport lounges, complimentary travel insurance, and discounts on flights and luxury hotels, offering both convenience and prestige.

Fees and commissions are subject to change without notice. For the latest information, visit the official site.

Positive points

Access to Airport Lounges:
Cardholders can enjoy access to over 1,300 airport lounges worldwide, enhancing the travel experience with comfort and convenience.
Travel and Lifestyle Benefits:
The card offers exclusive travel benefits such as discounts on Emirates flights, concierge services, and various lifestyle perks including discounts at luxury hotels and restaurants.
Comprehensive Insurance:
The card comes with complimentary travel insurance, purchase protection, and price protection, providing cardholders with peace of mind during their travels and purchases

Negative points

Income criteria:
The card requires a minimum annual income of R500,000, which may exclude many potential applicants.
Monthly Fees:
The card has a monthly fee of R128, which might be considered high compared to other credit cards offering similar benefits.
Personalized Credit Limit:
While personalized credit limits can be advantageous, they may also lead to lower limits than expected based on individual financial profiles and credit history.

Credit card limit

The credit limit for the Standard Bank Diners Club Platinum Credit Card is personalized. This means that the limit is tailored to the individual based on their credit profile and financial situation, ensuring that each cardholder receives a credit limit that aligns with their unique financial capabilities and needs.

Rather than having a fixed amount, the credit limit adjusts to match the unique financial circumstances of each cardholder. This personalized approach helps in providing a more flexible and customized financial solution, catering specifically to the cardholder’s spending habits and repayment capacity, thus ensuring responsible credit usage and better financial management.

How to apply for Standard Bank Diners Club Platinum

Visit the Standard Bank Website:
- - Go to the Standard Bank Diners Club Platinum Credit Card page.
Check Eligibility Requirements:
- - Ensure you meet the minimum annual income requirement of R500,000 and have the necessary documents such as a South African ID or valid passport, proof of residence, and income verification.
Gather Required Documents:
- - Certified copy of your South African ID or valid passport.
  - Proof of residential address (utility bill not older than 3 months).
  - Latest income tax return (IRP5) or 3 months’ original bank statements.
  - Tax number and proof of income.
Complete the Online Application Form:
- - On the card’s webpage, look for the “Apply Now” button and click it to access the online application form.
  - Fill out all required fields with accurate personal and financial information.
Upload Supporting Documents:
- - Upload the necessary documents as part of the application process. Ensure all files are clear and legible.
Submit the Application:
- - Review all the information provided to ensure its accuracy.
  - Submit your application form online.
Wait for Approval:
- - The bank will review your application and documents. If additional information is needed, they will contact you.
  - If approved, you will be notified and your card will be issued, typically within 48 hours.