RMB Private Credit Card

RMB Private Credit Card offers a wide range of benefits and advantages to its holders. With the flexibility of worldwide shopping, personalized financial control and the opportunity to accumulate rewards through the eBucks program, this card is an attractive choice for those who want to manage their finances effectively and enjoy exclusive benefits.

RMB Private Credit Card Benefits

Versatility and convenience: this card provides a secure option to make purchases online and in millions of stores around the world. Whether it’s sourcing products locally or shopping internationally, it gives you the flexibility to choose where and how you want to invest your money.

Personalized financial control: with automated payment features, you have the ability to set the amount you want to pay off at the end of each month, adjusting to your individual financial needs. This makes it possible to more effectively control your spending.

Exclusive rewards and perks: through the eBucks rewards program, you have the opportunity to accumulate points at a highly competitive reward rate, allowing you to earn benefits as you make your purchases.

RMB Private Card Fees and Fees

The RMB Private Credit Card features an affordable fee structure to meet the needs of its holders. With a monthly fee of R171.00, it offers a predictable monthly cost. In addition, the card’s initiation fee of R150.00 enables quick access to the card’s unique benefits and features.

Positive points

  • Extended interest-free advantage for up to 55 days:
    Enjoy the convenience of making payments for your purchases without interest charges for an extended period, which makes it easier to manage your finances smoothly.
  • Up to 5 Supplemental Credit Cards and fuel cards at no charge:
    Share the financial benefits with your family by providing them with the convenience of supplemental credit cards and fuel cards, all at no additional cost.
  • Replacement of the card without additional expenses:
    In case of loss or damage to your card, get a new one at no additional cost, ensuring the continuity of your financial transactions.

Negative points

  • Presentation of proof of employment with last three paychecks required:
    To gain access to the card, one must provide evidence of employment, demonstrated by means of the three most recent paychecks.
  • Monthly service fee for Private Bank account in RMB:
    A monthly service fee in the amount of R5171.00 is charged for the maintenance of Private Bank account in RMB.
  • Income requirement:
    Have an annual income of at least R750, 000 or a net worth of more than R15 million.

Credit card limit

The credit limit of RMB Private Credit Card varies according to the income and net worth of the applicant. The minimum threshold is R500, 000, but it can reach R50 million or more.

How to apply for RMB Private

  1. Go to the RMB Private Bank website and log in to your account.
  2. Click on the “Cards” option.
  3. Click the “Request Card”button.
  4. Select the RMB Private Credit Card.
  5. Complete the request form with your personal and financial details.
  6. Submit the form.
You will be redirected to the card website

How to contact RMB Private

To contact the RMB you can call:

  • Phone: 011 282 800