The RCS Platinum card is perfect for consumers seeking flexibility, exclusive benefits, and a wide network of partners. Enhance your finances and simplify payments with this card. Keep reading to learn about its benefits and how to apply for yours!
Manage your card easily through the RCS app and enjoy worldwide acceptance for local and international purchases.
Benefit from up to 55 days interest-free and flexible payment terms. Apply for the RCS Platinum card and enjoy these outstanding advantages. Continue reading to discover how this card can transform your financial experience!
About the RCS
RCS is a well-established financial institution in South Africa, offering a wide range of credit products and financial services. Founded to facilitate consumer access to credit, RCS is known for its commitment to innovation, customer satisfaction, and providing convenient financial solutions to meet various needs.
In addition to credit cards, RCS provides personal loans, insurance, and in-store financing solutions. The company boasts a broad network of partners, ensuring clients have access to favorable financial conditions and a variety of purchasing options across numerous retailers.
With a strong focus on security and customer service, RCS implements stringent security protocols and offers dedicated support. This commitment ensures customers can use their products with confidence and convenience, knowing their financial well-being is a top priority for RCS.
Card Benefits
Simple Management: Easily manage your card through the RCS app. Track expenses, view balances, and make payments conveniently, all from your mobile device.
Wide Acceptance: The Mastercard Platinum card is widely accepted at thousands of locations locally and internationally. Make purchases in physical stores and online with ease, wherever you are.
Flexible Payment Terms: Enjoy up to 55 days interest-free on your purchases. This flexibility allows you to plan your expenses and manage your finances without the immediate pressure of interest.
Cash Access: Withdraw cash from ATMs and in stores, ensuring you have quick and easy access to funds in emergencies or when you need immediate liquidity.
Transaction Notifications: Receive free SMS notifications for all purchases. This feature helps you keep track of your transactions in real-time and quickly detect any suspicious activity on your card.
Customer Assistance: Benefit from dedicated support to address your queries and concerns. The customer service team is always ready to assist, ensuring you can use your card efficiently and securely.
RCS Platinum Fees and Commissions
The RCS Platinum card has an annual interest rate of 22.25%, and a once-off initiation fee of R150 upon issuance. Additionally, there is a monthly service fee of R69 to cover administrative costs. Optional customer protection insurance is available at R4.50 per R1,000 spent, providing coverage for unforeseen circumstances.
Flexible repayment plans are offered for purchases of R600 or more, with terms ranging from 6 to 36 months. This allows cardholders to manage their finances according to their needs.
Please note that fees and charges are subject to change without prior notice. For the latest information, visit the official RCS Platinum card page.
Positive points
- AcceptanceAccepted for local and international purchases.
- Simple managementManage your expenses through the bank’s app.
- Interest-free daysEnjoy up to 55 interest-free days.
Negative points
- High interest ratesInterest rates can be high, especially for those who do not pay the full balance monthly.
- EligibilityTo be approved, a good credit history is required.
- Late payment feesIn case of late invoice payment, the fees applied are high.
Credit card limit
The credit limit of the RCS Platinum card is established based on the applicant’s financial profile, considering factors such as monthly income, credit history, and existing financial commitments.
This limit can vary significantly, depending on the payment capacity and responsible credit use history of the cardholder. You will know the available limit in your case after the card is approved.
RCS conducts periodic evaluations and can adjust the credit limit based on the user’s payment behavior, allowing for increases or adjustments as necessary. This process aims to ensure that holders have access to credit they can manage responsibly.
How to apply for RCS Platinum
- Access the official RCS website and go to the card page;
- Click on “Apply now”;
- Fill out the form with information such as name, address, and identification number;
- After reviewing, submit the application for analysis;
- The response usually arrives within a few business days;
- If approved, the card will be sent to the provided address.
How to contact RCS
This credit card stands out for the efficiency it offers to its customers. If you are interested in applying but still have doubts, contact RCS through the following means:
- Phone: 0861 729 727
- Email: [email protected]
The RCS Platinum card is a powerful tool to manage your finances and enjoy exclusive benefits. With wide acceptance and convenient digital services, it offers flexibility and advantages that can make a big difference in your financial daily life.
