The FNB Private Clients Card is an exclusive offer for high net worth clients, providing a range of financial benefits and rewards. With an eBucks rewards program and competitive rates, this card adds significant value to clients FNB.
Enjoy global travel insurance with the FNB Private Clients Card, ensuring peace of mind during your travels. The card enhances your lifestyle with comprehensive coverage and other premium benefits.
Experience convenience with competitive rates and seamless financial management tools. Tailored for sophisticated needs, this card makes everyday and luxury purchases effortless. Keep reading to discover more about how this card can transform your financial experience.
About the FNB:
FNB (First National Bank) is a division of FirstRand Bank Limited, one of the largest financial institutions in South Africa. Established in 1838, FNB has a long history of providing innovative banking solutions and excellent customer service.
As part of FirstRand Group, FNB offers a wide range of financial products and services, including personal and business banking, wealth management, and insurance. The bank is known for its strong digital banking platform, making banking more convenient for its clients.
FNB’s commitment to innovation and customer satisfaction has earned it numerous awards and a reputation for being a trusted and reliable financial partner. With a focus on technology and customer-centric solutions, FNB continues to lead the banking industry in South Africa.
Card Benefits
eBucks Rewards: Collect eBucks when you shop with partners such as Takealot, Checkers, Engen, iStore, and Clicks. Earn up to 40% back on FNB Life Insurance premiums and other purchases, transforming your regular spending into valuable rewards.
Travel Benefits: Receive up to 8 complimentary lounge visits annually at domestic and international SLOW Lounges. Access discounts on flights and car rentals through eBucks Travel, ensuring an enhanced travel experience.
Comprehensive Protection: Automatic Debt Protection provides coverage up to R12,000 in case of death or permanent disability. Purchase Protect insures items bought with your virtual credit card up to R12,500, offering financial security.
Global Travel Insurance: Travel with confidence knowing you have extensive global travel insurance coverage, protecting you wherever you go.
Innovative Payment Options: The FNB App offers various secure payment methods, including a virtual card, simplifying and securing your financial transactions.
Family Rewards: Enjoy significant savings for your family with up to 50% off your spouse/partner’s monthly account fee and free FNBy & FNBy Next Accounts for your children.
No Delivery Fees: Benefit from free credit card delivery and up to 55 days of interest-free purchases, improving your cash flow management.
Medical Expense Coverage: Manage unexpected health costs by paying off medical expenses at an interest rate of prime or prime +2%.
Device Repayment Facility: Spread the cost of your device through the budget facility and earn up to 60% back in eBucks on your monthly premium, making it easier to afford new tech.
Private Clients FNB Fees and Commissions
The FNB Private Clients Credit Card has a monthly account fee of R176 and an initiation fee of up to R199. You can enjoy up to 55 days of interest-free purchases and get up to three additional cards at no extra cost. Cash@Till™ withdrawals are free, and there are no fees for card delivery.
Medical expenses can be paid off at an interest rate of prime or prime +2%. This card offers competitive rates and several financial management tools to cater to your needs.
Please note that fees and commissions are subject to change without prior notice. Always check the official FNB website for the most current information.
Positive points
- eBucks Rewards:Earn rewards on purchases at various partners, maximizing spending benefits.
- Comprehensive Travel Insurance:Enjoy peace of mind with global travel insurance coverage.
- Exclusive Benefits:Access to complimentary lounge visits, discounted flights, and car hire through eBucks Travel.
Negative points
- Monthly Fee:The card has a monthly account fee of R176, which might be high for some users.
- High Income Requirement:Tailored for high net worth individuals, limiting accessibility.
- Interest Rate:Medical expenses have an interest rate of prime or prime +2%, which could be higher than other financing options.
Credit card limit
The credit limit for the FNB Private Clients Credit Card is tailored to each individual, ensuring it meets your specific financial profile and income level. This personalized approach allows for greater flexibility, accommodating the unique financial needs of high net worth clients. Whether you require a higher limit for larger purchases or a more moderate limit for everyday expenses, FNB works to provide a credit limit that aligns with your financial situation.
This card is designed to offer the flexibility needed to manage various financial scenarios effectively. With a customized credit limit, you can enjoy the freedom to make significant purchases, travel, and manage expenses confidently, knowing that your financial tools are aligned with your personal requirements.
How to apply for FNB Private Clients
- Visit the FNB Website: Go to the FNB Private Clients card page.
- Complete the Online Application: Fill out the online application form available on the website.
- Prepare Necessary Documents: Ensure you have your ID, proof of residence, and proof of income ready.
- Submit Your Application: Submit the completed application form along with the required documents.
- Contact Customer Service: For assistance, you can contact FNB customer service through their website or call their support line.
How to contact FNB
For questions and information call:
- Phone: +27 87 575 9404
- Email: [email protected]
To experience the benefits of the FNB Private Clients Credit Card, apply and transform your financial journey!
