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FNB Premier Credit Card

Geovana Ramos
dezembro 15, 2023

The FNB Premier Credit Card offers numerous benefits for those who meet the minimum income requirements. Manage unexpected medical expenses with competitive interest rates and discover how this card can simplify your life.

Enjoy exclusive offers that enhance your purchasing power and financial flexibility. Whether for travel, shopping, or entertainment, this card ensures you get the best deals available.

Accumulate points on every purchase with the card’s robust rewards program. Redeem points for various products and services, adding exceptional value to every transaction. Find out how to maximize your rewards!

About the FNB:

First National Bank (FNB) is one of South Africa’s oldest and most respected financial institutions, established in 1838. It is known for providing a wide range of banking services, including personal, business, and corporate banking solutions.

FNB is part of the FirstRand Group, a major financial services provider in Africa. The bank is recognized for its innovation, customer service, and commitment to offering comprehensive financial products that meet the needs of its diverse client base.

The bank’s strong reputation and long history of stability make it a trusted choice for individuals and businesses seeking reliable financial solutions. FNB continues to lead the market with its advanced digital banking platforms and customer-centric approach.

Card Benefits

eBucks Rewards: Earn eBucks on purchases and spend them with partners like Takealot, Checkers, Engen, iStore, and Clicks, enhancing your shopping experience with significant rewards.

Secure Payments: Utilize various secure payment methods via the FNB App, ensuring your transactions are safe and convenient.

Medical Expense Management: Easily manage and pay off unexpected medical expenses at prime interest rates, with up to 55 days interest-free.

Life Insurance Rebate: Earn up to 40% back in eBucks on your FNB Life Insurance premiums, adding value to your coverage.

Purchase Protection: Benefit from coverage on items bought with the FNB Virtual Credit Card, safeguarding your purchases against theft and damage.

Device Budget Facility: Finance devices over time and earn up to 40% back in eBucks on the premium, making tech upgrades more affordable.

Complimentary Budget Facility: Spread the cost of larger purchases without extra fees, making it easier to manage your finances.

Travel Benefits: Enjoy up to 8 SLOW Lounge visits, 40% off selected flights, and complimentary Global Travel Insurance, enhancing your travel experience.

Exclusive Deals: Access competitive interest rates on purchases and exclusive partner offers, maximizing your savings.

Debt Protection: Receive automatic coverage up to R12,000 in case of death or permanent disability, providing peace of mind for you and your family.

FNB Premier Fees and Commissions

The FNB Premier Credit Card has a monthly account fee of R109, and there’s no extra cost for an additional card. An initiation fee of up to R199 may apply, and the card offers competitive interest rates on purchases and budget facility transfers.

Cash@Till™ withdrawals are free of charge, and global travel insurance is included when return travel tickets are purchased with the card or eBucks. These benefits add significant value to cardholders.

Please note that fees and commissions are subject to change without prior notice. For the latest information, visit the official FNB Premier card page.

Positive points

Comprehensive Rewards Program:
Earn and spend eBucks across various partners, enhancing the value of your purchases.
Travel Benefits:
Enjoy up to 8 SLOW Lounge visits, 40% off selected flights, and free Global Travel Insurance.
Advanced Security:
Features like chip and PIN technology and real-time transaction alerts ensure your financial data is protected.

Negative points

Monthly Fee:
The card comes with a monthly account fee of R109, which may be a drawback for some users.
Initiation Fee:
An initiation fee of up to R199 applies, adding to the initial cost.
Income Requirements:
Eligibility is limited to those who meet the minimum income criteria, which may exclude some potential users.

Credit card limit

The credit limit for the FNB Premier card is tailored to each individual’s financial situation and credit capacity, varying widely based on the bank’s assessment. This evaluation considers factors such as annual income, credit history, repayment ability, and other financial commitments.

To determine a specific credit limit, FNB conducts a thorough credit assessment, which may require documents like proof of income, bank statements, and other relevant financial information. This process ensures that the credit limit is appropriate for your financial needs and circumstances.

How to apply for FNB Premier

Visit the FNB Website: Go to the FNB website and find the Premier section.
Start the Application: Click on the “Apply Now” button to begin the application process.
Complete the Form: Fill in the online application form with your personal information, including your name, contact details, and financial information.
Submit Documentation: Upload required documents such as proof of income (e.g., pay slips or bank statements), identification (e.g., ID or passport), and any other necessary documents.
Review and Confirmation: After submission, FNB will review your application. They may contact you for additional information or clarification if needed.