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Absa Flexi Core Credit Card

Geovana Ramos
dezembro 8, 2023

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The Absa Flexi Core Credit Card offers various benefits and features. With a focus on convenience and flexibility, it provides free lost card protection.

This card helps build a solid credit history while enjoying Absa program rewards, making financial management easier.

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Secure payments can be made online or in stores, ensuring seamless transactions. Discover more about the card’s features and how it can benefit your finances. Keep reading to learn more!

About the Absa Bank

Absa Group Limited is a leading financial services provider headquartered in Johannesburg, South Africa, with a substantial presence across the African continent. They offer a comprehensive range of banking products and services, including personal and business banking, credit cards, wealth management, and investment solutions, tailored to meet diverse customer needs.

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Committed to innovation, Absa leverages advanced digital banking platforms to deliver secure and efficient financial management tools, enhancing customer experience. Their focus on digital transformation has positioned them as a leader in the banking industry, known for robust and user-friendly solutions.

Absa also prioritizes sustainability and corporate responsibility, actively engaging in community development initiatives aimed at promoting economic growth and social well-being. Their efforts in financial literacy, support for small businesses, and environmental sustainability reflect their dedication to fostering positive societal impact.

Card Benefits

Digital Banking: Seamlessly manage your credit card through the Absa Banking App or Absa Online Banking. This includes functions such as reporting fraud, checking balances, and making payments, providing convenience at your fingertips.

Travel Insurance: Enjoy automatic basic cover for various travel-related emergencies, ensuring peace of mind while you’re away from home.

Lost Card Protection: Get coverage in case your card is lost or stolen, minimizing the risks and inconvenience associated with losing your credit card.

Absa Rewards: Earn cash back on your everyday purchases, allowing you to save as you spend.

Absa Advantage: Gain instant rewards by completing challenges on the Absa Banking App, making your banking experience engaging and rewarding.

Exclusive Visa Benefits: Take advantage of special offers and discounts through Visa Global Merchant offers, adding extra value to your card usage.

Contactless Payments: Enjoy the convenience of tap-to-pay with your card, smartphone, or wearable device, making transactions quicker and easier.

NotifyMe: Receive SMS notifications for account activities, keeping you informed about your spending and account status in real-time.

Absa Flexi Core Fees and Comissions

The Absa Flexi Core Credit Card offers a comprehensive fee structure. It includes a monthly account fee of R34.00 and a credit facility service fee of R17.50 per month. Cardholders enjoy up to 57 days of interest-free on qualifying transactions. Additionally, there is a cash withdrawal fee of R2.50 per R100 and an international transaction fee of 2.75% of the transaction value.

Interest rates are variable, based on your credit profile. Penalty fees apply for late payments, over-limit transactions, and rejected debit orders. These features provide a clear and manageable cost structure for users.

Please note, fees and rates are subject to change without prior notice. For the latest details, always refer to the official Absa Flexi Core card page.

Positive points

Interest-Free Period:
Enjoy up to 57 days interest-free on qualifying transactions, which helps in managing finances more effectively.
Absa Rewards:
Earn cash back on purchases, allowing you to save money while spending.
Digital Banking:
Conveniently manage your card via the Absa Banking App or Absa Online Banking, offering flexibility and control over your finances.

Negative points

Monthly Fees:
The card has a monthly account fee of R34.00 and a credit facility service fee of R17.50.
Cash Withdrawal Fee:
There is a fee of R2.50 per R100 for cash withdrawals, which can add up with frequent use.
International Transaction Fee:
A 2.75% fee on international transactions, which can be costly for frequent travelers.

Credit card limit

The credit limit of the Absa Flexi Core card can go up to R90,000, depending on the credit assessment and approval conducted by Absa. This card is designed to cater to the diverse financial needs of its customers, providing flexibility and convenience in daily transactions and larger purchases.

Moreover, the credit limit is meticulously evaluated based on the applicant’s financial profile and credit history, ensuring a limit that aligns with their payment capabilities and specific financial needs.

How to apply for Absa Flexi Core

Visit the Official Website: Navigate to the Absa Flexi Core Credit Card page.
Check Eligibility: Ensure you meet the minimum requirements, including a monthly income of at least R2,000.
Prepare Documentation: Gather necessary documents such as your ID, proof of income, and recent bank statements.
Complete the Online Application: Fill out the application form available on the website. You may need to provide personal details, financial information, and upload the required documents.
Submit Application: Once you have completed the form and attached the necessary documents, submit your application online.
Wait for Approval: After submission, Absa will review your application and conduct a credit assessment. If approved, you will be notified and receive your credit card.