Discovery Bank Signature Credit Card

Discovery Bank Signature represents an incredible opportunity to optimize your financial health and access a number of unique benefits. With generous discounts on International Flights, an extended period to pay for interest-free purchases and access to Vitality Money’s financial tools, this card offers a complete solution for your financial needs.

Discovery Bank Signature Credit Card Benefits

Generous discounts on International Flights: Enjoy discounts of up to 50% on air tickets to international destinations, making your trips more affordable and enjoyable.

Interest-free purchases for up to 55 days: Have the flexibility to make purchases with your credit card and defer payment for up to 55 days, without the incidence of interest, providing greater financial control.

Vitality Money Financial Tools: Access a variety of Vitality Money financial tools to help you manage and improve your financial health, enabling more effective financial planning.

Discovery Bank Signature Card Fees and Fees

You will have access to all the features, benefits and functionalities of the Premium transaction account through a one-time monthly fee of R305. This fee covers your monthly account fee, Vitality Money premium, and most Transaction fees, among other services. For detailed information about bank fees, please refer to the Fee Guide.

Positive points

  • Flexible Credit Consolidation:
    Enjoy the convenience of a single line of credit, which can be split between your credit card and overdraft depending on your needs.
  • 30 Free real-time payments:
    Make up to 30 real-time payments to other South African banks, available 24/7 at no extra charges.
  • Instant Medical payments:
    Make medical payments at pharmacies, hospitals and medical providers instantly, ensuring efficiency and convenience.

Negative points

  • Interest Rates:
    The Discovery Bank Signature card charges interest rates of 2.99% per month for installment purchases and 2.99% per day for cash-out purchases.
  • Credit limit:
    Besides purchase protection insurance and flight delay insurance, the Discovery Bank Signature card does not offer other coverages such as travel insurance, car insurance or life insurance.
  • Eligibility Requirements:
    To be eligible for the Discovery Bank Signature card, the customer must have a minimum income of R 4,000.00 and a good credit history.

Credit card limit

The bank determines the credit limit of the Discovery Bank Signature credit card, based on the customer’s income and credit history. On average, the credit limit of the Discovery Bank Signature card is R10,000.00. However, some customers may receive a lower or higher credit limit, depending on their individual factors.

How to apply for Discovery Bank Signature

  1. Visit the Official Site of Discovery.
  2. Click on the “Register” option.
  3. Fill out the form with your personal information.
  4. Select the “Discovery Bank Signature” option.”
  5. Please wait for a response to your request.
You will be redirected to the card website

How to contact Discovery Bank Signature

To get in touch you can call:

  • Phone: 0800 07 96 97